Tom Rineberg

Florida Home Realty & Mortgage
Saint Johns, Florida
Real Estate Broker Associate
904-338-4837
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Blog: Mortgage Information

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more


Tom Rineberg

Real Estate Broker Associate
12627 San Jose Blvd, #705
Jacksonville, FL 32223
904-338-4837
rineberg@gmail.com

 

Testimonials

I have worked with Tom Rineberg on numerous Real Estate transactions and he consistently provides professionalism and expertise on each transaction. Tom is an extremely valuable asset when looking for a Realtor that will provide honest and candid advise and recommendations. He works very hard  during the search for property, as well as during the negotiating process. I personally would not consider using anyone else to represent my family throughout our real estate transactions.  12/20/2018 - michaelablount7
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